10 Best Online Payment Methods

It seems that in the future our children and grandchildren will have no idea how does the real money look like, as the online cash is likely to replace it fully. It has been some time since people decided to replace the money with bank cards, but the systems that provide you with the possibility to pay for everything online are expanding and are becoming more and more popular among people of all ages. The online payment services are actually convenient for both; paying or receiving money and this is especially convenient for people who work for clients who are abroad, as online payment services usually take fewer fees than bank accounts and transactions. If you are still suspicious, don’t forget that modern internet transactions are very safe and there is little chance that anyone will cheat you. Customers who use these online payment services in cases when they want to buy something, for example, are completely protected in case they don’t get the desired item or the item is not as described online. All of this should make you a little bit less sceptical when it comes to online cash and online payment, and as the list will deal with best online payment methods, make sure to pick the one that is most suitable for you! Check it out!

  1. PayPal

PayPal is definitely one of the most famous online payment methods, and it is used for simple online payments. It does not require a monthly plan, and the transaction fee is around 2.9%.

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  1. Amazon Payments

If you use Amazon a lot when it comes to buying things, make sure to check out the Amazon payment created exclusively for Amazon accounts. The transaction fee, in this case, is 2.9% as well.

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  1. Square

Square is not that popular, but it is definitely worth trying. It is very convenient in terms of accepting credit card payments in person, and the transaction fee is the same as in previous two cases – 2.9%.

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  1. Stripe

If you download the Stripe app, you will see that it accepts payments of any type in your app, with the fixed transaction fee of 2.9%.

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  1. Dwolla

Dwolla accepts bank transfer payments in your app, and it does not have a transaction fee, but it has a monthly plan of $25/month, which is also a great deal.

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  1. Braintree

Braintree accepts payments directly in international currencies, and it does not have a monthly plan, but it has a transaction fee of 2.9%.

[caption id="attachment_209" align="aligncenter" width="300"] braintreepayments.com[/caption]
  1. Payline

Payline is one of the most convenient services for payments based on interchange fees. It does not have a monthly plan, but it has a 0.35% + interchange fee, which is not too much at all.

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  1. Google Checkout

This is a Google’s service that is almost the same as PayPal. The transaction fees start at 2.9% + $0.30 per transaction for sales less than $3,000.

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  1. WePay

This is a service that allows Internet merchants to accept credit cards and bank account payments online. It has a 3.5% transaction fee (for credit card transactions and $0.50 for bank payments.

[caption id="attachment_213" align="aligncenter" width="300"] go.wepay.com[/caption]
  1. 2Checkout

This is a service that combines a merchant account and payment gateway into one, allowing customers to receive credit card payments as well as PayPal payments. It has a $10.99 monthly service fee and $0.45 transaction fee.

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