Now that summer is approaching, you can expect to see a lot more bikes on the road. Many people will by cycling to work and also cycling for exercise and leisure. Many people also ride their bikes in the colder months, including when there is slush and other bad conditions.
An accident can happen at any time, no matter how careful you try to be. Sometimes, it just cannot be helped. Even if you are careful, it doesn’t mean that others are. If you are involved in a bicycle accident with a car, you need to know a few things, so let’s take a closer look at this.
1. Time Limit
If you are involved in an accident with another car, regardless of who is to blame, you may be able to claim benefits. However, time is of the essence. Assuming your injuries are not life-threatening and you are relatively alright, you have certain limitations and must inform the No-fault insurer within a week. It is also important for you to look for and hire a good personal injury lawyer and the sooner you do this, the better for you.
2. Claiming Insurance
Many people do not realize that they can claim insurance from the car driver. You can claim damages and other insurance benefits from the car driver’s insurance company. If you, as the cyclist, also happen to drive and have a valid license, you can receive insurance from them as well. If you don’t have a license but your spouse does, then you can claim from that source. If you do not have a license and are a dependent and if that person has a license, then you can claim it from their insurance, so there are several ways open to you. The Motor Vehicle Accident Claims Fund may also offer compensation as well as other benefits.
3. Call 911
When you are involved in an accident with a car or another motor vehicle, if you are able to do so, you should call 911 to get emergency services to the scene. Once they arrive and after the initial meeting, you should go to the hospital to have yourself checked properly. Sometimes, because of the extra adrenaline in situations like this, you can actually feel alright, as if you are not hurt at all. However, the next day, you could start getting aches and pains, or perhaps feel a little dizzy or lightheaded, so don’t wait; get yourself to hospital as soon as you can.
4. Take Photos Of The Scene
Most people will have a phone with a camera with them. You need to take photographs to help your claim. Obviously, you must be okay enough to do so, otherwise, ask someone to do it for you. Take photos of the car, of your bicycle, any visible injuries, skid marks and anything else you feel is pertinent. If the weather played a role in the accident, make a note of that as well. Also, let the police know what happened, as they will need to make a report of the accident, all of which will help when you make your claim.
Depending on fate, you could escape with minor injuries and abrasions, or you could suffer from broken bones, internal bleeding, brain or spinal injuries. You may be able to walk away, or perhaps your life may change permanently. You will need a personal injury lawyer to help you to get the compensation and help you require so that you can get back to your life and at least be compensated for any medical treatment without having to pay from your own pocket. So, don’t hesitate, get legal help and let them help you every step of the way.