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Amel M

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How to Save Money When Buying NFL Tickets

Americans love their football, and for this reason tickets don’t come cheap. If you’re an ardent fan who goes for many games, ticket prices can easily put a dent in your wallet. Below are some tips on the best place to buy NFL tickets and how you can save money in the process.

  1. Legitimate Sources

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Always make sure to get your tickets from a legitimate source. They should have a money back guarantee in the event that the game is cancelled. Some of the go-to places for genuine NFL tickets are Ticket Masters and Geek seats. Avoid becoming a victim of ticket scams by doing your due diligence before making a purchase. Frontier sources, for instance individuals on Craigslist, tend to mark up the prices of their tickets to attain considerable profit margins. Buying from Craigslist will definitely be more expensive than from a genuine reseller.

  1. Timing Is Key

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Ticket prices usually fall when it is a few hours to the game. The reason for this drop is straightforward. It is in the interest of the vendor to dispose of as many tickets as possible before a game. This means that the tickets remaining with the vendor a few hours to a game could be disposed of at discounted prices that are a considerable fraction of their original value. However, you run the risk of missing out on tickets if you do this. However, if you’re really strapped for cash, it is worth a shot.

  1. Purchase Tickets by Value as Opposed to Price

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If you are operating on a tight budget, you can purchase a ticket based on its value as opposed to its price. What this means is that you purchase a ticket that costs way less than its going price based on your seat number. For instance, by paying $20 less you get to seat on the upper bleacher seats, distant from the field of play, but you ultimately get to watch the game.

  1. Who Is the Opponent?

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If you don’t care too much about who is playing, then you can save money by watching games by less popular teams. Ordinarily, games that feature teams that have a national following such as the Dallas Cowboys or teams that are successful such as the New England Patriots will attract higher viewership. This naturally tends to drive up ticket prices. The best way to save money, if you want to watch your team, is by purchasing tickets where your team is playing against a less popular team.

  1. Purchase Tickets in Bulk

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Bulk purchases can be leveraged to get discounts on the listed priced. This applies to all sorts of purchases including purchasing NFL tickets. If you approach a vendor as a group of alumni, friends, or even workmates, you might be able to negotiate a discount on the listed price. The vendor might also merge your order with an existing group order. The effect of this is that you get to purchase listed tickets at sub-market rates.

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5 Nifty Tips for Getting Your Bank Loan Approved

How can I get a loan?

This is a question many people ask when they need to buy a car, do some renovations at home, or consolidate their debt. Whatever the reason you have for getting a loan, you have to go through an application process and thereafter an approval. You’re unlikely to walk into a bank and get money thrown at you without demonstrating that you’ll be able to pay it back. Here are some tips for getting your loans approved every time.

  1. Work on Your Credit Rating

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Today, banks can easily access your credit information from credit reference agencies. Therefore, it is important for you to ensure that you have a good credit score if you want to increase your chances of having your personal loan approved. Go through your credit file to ensure that your details are correct and that the information is up to date. Check that all the accounts listed therein are yours and are current. Having accurate data on your credit report will improve your chances of getting your loan approved.

  1. Managing Your Finances

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Personal finance management can be done in two phases – managing your regular income and managing the way you make use of your credit once you have access to it.  All banks will want to know how you spend your money and how you intend to spend the money they lend to you. Therefore, as you prepare to apply for your loan, start managing your money better. It is a good idea to keep records showing how you use your money.

  1. Know If You Are Eligible

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Different banks have different eligibility criteria. When deciding on where to get a personal loan, you need to find out if you meet the prospective bank’s eligibility criteria. If you find that there are areas you do not qualify, try and work on them to ensure you pass the eligibility test.

  1. Avoid Applying for More Than You Need

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It is a good idea to only apply for what you need. A bank is more likely to loan you $5000 than it is $25000. This is because the latter posses a higher financial risk to the bank should you default. Therefore, while you may want to apply for more than you need, it is better to stick to applying for what you need.

  1. Honesty Is the Best Policy

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Your honesty plays a big role when it comes to your loan approval. Ensure that you are completely honest in your application. Even the least bit of dishonest information can cause your loan application to be rejected. It also damages your chances of getting credit in the future with the same bank.

Final Tip

Before you walk into a bank, it is advisable to check online for loan packages. This gives you a good idea of what different competitors are offering. Before doing your search, you need to be sure of how much you need for your personal loan and what you are able to pay back within the time frame required.

 

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5 Loft Tips for Improving Your Loft

The words “loft apartment” often conjure up images of an urban, bohemian lifestyle that seems out of reach for many people. The truth is, you actually don’t need tons of cash to live in a loft. You don’t even have to live in San Francisco or SoHo, Boston to rent one. You can also find a one-bedroom loft apartment in smaller communities in Maine, Massachusetts and New Hampshire. Lofts are wide-open spaces with few or no partitioning walls, and are usually on one floor. They’re often former industrial, commercial or mill spaces that have been renovated.

Loft apartments have gained a lot of popularity over the years. These spaces have a lot of potential and can easily be converted into cohesive and cozy homes oozing with charm and personality. Nonetheless, it can be hard deciding where to start when trying to personalize your space. Below are some tips for improving your loft.

  1. Curtains

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Choosing the right curtains will go a long way in making a space that’s primarily one room look sophisticated. You can give the illusion of rooms by hanging curtains to divide your loft into designated living spaces. This also helps establish some privacy. If you have large windows, which are recommended for a loft, then curtains will help dress them up and darken the room whenever you need to.  To maximize the light coming into the room during the day, use light colored curtains and shades.  This will also help save on energy costs.

  1. Storage

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Space is limited in a loft. For this reason, you want to make the most of every inch. The first thing you need to do is remove all clutter since it takes up a lot of space and makes the room feel crowded. Any stuff that you’re not using should be stored away or disposed.

Make proper use of your walls for storage. Have as many shelves as possible and place hooks at strategic locations. Hooks come in handy where you want to display your kitchenware. Buy pretty containers to store tools and dry goods if they’re exposed. Whenever you can, buy functional furniture pieces that you can use for storage. For example, you can get a table with drawers, a bed with storage underneath, and a TV stand with cabinet space.

  1. Go Vertical

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Maximize on the use of space by going taller on storage and other fixtures. You can give the illusion of space by using tall lamps, hanging light fixtures, bookshelves and plants. Using oversized wall art helps draw the eyes upwards and makes the room look taller.

  1. Colors

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Using darker colors will make the room seem smaller. For this reason, you should stick to lighter colors on your walls and floors.  Combining bright colors with mirrors on the walls will bounce light throughout the room and make it look larger than it actually is. To break the monotony, have an accent wall with a darker color. This will also help create a contrast between living spaces.

  1. Lighting

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Want to open up your loft? Why not bathe it with light? Light is an excellent tool for manipulating your spaces and creating moods. For example, you can use light to highlight certain areas of interest and minimize others. You can also use unique light fixtures to bring character and style to your loft.

 

 

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7 Tips to Optimize Field Service for Better Customer Experiences

Sometimes, field service technicians are your only point of contact with your customers. You need to make the most of these touch points to retain customers and keep your bottom line in check. The best way to go about it is to make each of your customers’ interactions with technicians impactful and profitable. However, this is often a challenge for busy field service organizations. For this reason, your field service technicians need proper field service software for small business to enable timely provision of services, access to customer history and encourage accountability. You can optimize your field service operations by doing the following.

  1. Improve Response Time

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Customers are becoming less and less patient. They want help to arrive fast without requiring too much input from them. Field service employees have to find ways to shorten appointment windows and appointment times. Using a service scheduling software facilitates accurate and fast technician assignment based on skills-set, location, and availability.

  1. Prevent Service Failures and Repeat Problems

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Instead of focusing on response to failures, it is more prudent to focus on how to prevent the failures from occurring. Whenever an issue arises, you should figure out how to solve it once and for all and prevent it from happening again.

  1. Empower Your Customers

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If you can provide self-service troubleshooting for your customers, you will have a much easier time dealing with complaints. You will only have to deal with the more complicated issues. For example, providing a hosted cloud solution other than a premise-based hardware solution will allow your employees to do more remotely.  This also empowers your customers to solve their own issues.

  1. Use Mobile Software

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Paper-based field service management is expensive and inefficient. Investing in mobility enabled software allows real-time capture of information that is then shared with the entire organization. Overheads are also reduced due to the elimination of paper-based field service management and the establishment of accurate audit trails. Get the right field service software for small business to help streamline your operations.

  1. Invest in Diagnostics

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Invest in remote diagnostics and monitoring to improve customer experience. Installing remote sensors in equipment can help deliver real-time monitoring and diagnostics data that can be acted on immediately. For example, you can find out at a glance where the equipment is, whether it is running, and any faults or triggers arising. This helps reduce failures on site and improves customer satisfaction.

  1. Assign Jobs to the Right Person

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Before sending out a support team, you need to find out if they have the right skill set to manage the kind of problems that need to be addressed. Invest in good resource scheduling software to optimize service calls and ensure the right personnel is assigned to a customer’s job.

  1. Examine Your Manual Processes

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It is important to find out where you can automate in order to make critical information available to all your staff in real-time. Look at all your manual processes and the critical information held captive in these processes. Find software solutions to help you automate where possible. Make sure to keep track of all transactions including expenses, travel, and labor. Field service management software will be an essential part of the automation process.

 

 

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Top 10 Legal Mistakes Small Businesses Make

It’s very easy for a business owner to make mistakes that can expose them to legal ramifications. Below we explore some of the top mistakes made by entrepreneurs.

  1. A Lack of Legal Structure

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Many start-ups operate without being incorporated. At the outset, the reasons for doing so might be understandable. However, in the long haul, this exposes the business owner to liability. An employee may sue the enterprise. A founder may depart from the firm. Or the company might be in limbo if it needs to inject funds from an external investor. Find out how to establish your company in its home state to avoid this pitfall.

  1. Absence of an MOU

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A lack of a Memorandum of Understanding to govern the relationship between shareholders is detrimental to the health of a business. Chaos ensues in the absence of such an agreement. The route out of this mess is to have a lawyer draft a document that governs how disagreements are sorted out between shareholders.

  1. No Human Resources Policy

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The absence of an employee manual to regulate the conduct of employees can be problematic. It opens up the business to the possibility of being slapped with lawsuits from disgruntled employees. A small business does well to formulate human resources policies that resonate with the ethos of the organization. This should be done with the advice of human resource professional and a lawyer.

  1. Libel

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The need to remain visible online raises the possibility that a small business will make libellous statements at one point in time. Seek legal advice from a lawyer on what constitutes free speech and what is libel. This could save you many hours of being entangled in court processes.

  1.  Intellectual Property

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Some companies fail to secure their intellectual property. Intellect property issues touch on patents, copyrights, and trademarks. Seek an attorney to perform an inventory of a firm(s) intellectual property and secure your property.

  1. Filing too Many Lawsuits

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Business can be an emotional affair. When emotions run high people end up in all sorts of lawsuits with partners and suppliers. This is costly. To avoid many hours spent on commercial litigation, always opt for negotiation as a first option to settling disputes.

  1. Data Security

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A small business should invest in software that protects customer data. Hacking is quite common nowadays and the last thing you want is to deal with is a breach of customer data, which could lead to a firm being sued.

  1. Regulatory Compliance

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Business has to remit payroll as well as sales tax to the IRS. This implies investing in accounting software or an accountant. Failure to remit taxes will result in penalties and possible closure of the business.

  1.  Internet Usage

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The use of the internet at work has to be restricted for a firm to thrive. Using the internet for personal use lowers productivity, and exposes the firm’s data to some security risks online. Download of illegal torrents by employees can also result in lawsuits and even prosecution. The way to deal with this issue is to restrict access to inappropriate websites and monitor web usage.

  1. Capital Injection

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The taking in of capital from external sources can pose challenges concerning the ownership of a firm. To ensure that the business is not exposed to litigation in future, have a lawyer audit the investors and set out a guideline on how they can structure an share agreement.

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9 Things You Should Know Before Starting a Blog

Ready to start blogging? Blogging is a relatively easy and inexpensive way to drive traffic to your website and convert prospective customers into buyers. Done well, it is a valuable tool in your marketing arsenal. But how do you go about it to make it work for you? Below are some valuable tips on how to start your own blog.

  1. Competitor Analysis

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Unless you’re selling spaceships or something equally esoteric, then you probably have lots of competition in your niche. Therefore, you’re unlikely to come up with any new content that’s not been covered before. Check out the kind of content your competitors have on their blogs. What’s their most popular content? What keywords are they targeting? How many backlinks do the articles have, and where are they from? If the links come from authority sites such as Wikipedia, then you’ll have a harder time outranking them.

  1. Long Content Works

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It’s tempting to go for short little updates. After all, they won’t take too much time and you’ll cover more ground faster. This is not the way to go. Work on longer, more detailed pieces that help the reader solve an actual problem. More in-depth pieces will provide so much value that readers won’t have an option but to share.

  1. Make the Right Connections Early

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Establish strategic relationships with influential bloggers at the beginning of your journey. Do not spam them with guest post request. Form bonds of friendship with them by sharing their content on social media, and mentioning their content on your site. Let them know what you are doing, and this will go a long way in affirming your support for each other.

  1. Invest in Responsive Web Design

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Ensure that you develop a website that is responsive. Your blog should be easy to navigate on both desktop and mobile platforms. An unresponsive plan puts you at the risk of losing valuable traffic when people on mobile platform deem your site not to be user-friendly.

  1. Grow A Mailing List

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If you’re serious about your blog, you need to have a mailing list. A mailing list ensures that you have access to people inboxes whenever you want. This remove over-reliance on Google and social networking site for traffic. You don’t want your business to be affected in a crippling way by a change in policy by these sites.

  1. Go Big on Visual Content

Images and video are gaining popularity over text. You need to invest in proper photos that have an attribution license. You could take your own photos or have a professional do that for you. A blog that has quality visual content stands out from other blogs.

  1. Spend Money on Ads

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You will need to run ads to promote your blog. Advertising need not be expensive. Set aside $25 for advertising on a social network site such as Facebook and watch how things unravel. The genius behind networking is that recipients of the ads can share them on their own will and this is a plus for you.

  1. Outsource

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You need to outsource some aspects of running your blog such as managing updates and the social network pages. This allows you to concentrate on churning out creative content that converts readers into customers.

  1. Hosting

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Avoid free hosting options such as BlogSpot and WordPress. Instead, set up a WordPress blog on your own host. If you outgrow the free host, moving to your own domain will be a tedious exercise. Also, the control and branding options that you enjoy on a free blog host are limited by propriety rights of the host. Get a hosting service that meets the needs of your pocket and uniqueness of your blog.