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Business

5 Criteria That Affect Your Chances of Getting a Loan

Without funding, a business venture will likely fold up in no time. Cash flow is to a business what oxygen is to a human being. Access to funding is one of the biggest headaches that small businesses face, however, especially in their early years of operation.

Lenders are mostly risk-averse. The higher the risk profile of a potential client, the higher the interest rates they are likely to charge. Small businesses, especially startups, are viewed as high-risk entities by most banks.

At the core of approving a loan application from a small business is an understanding that the applicant is able to repay the loan within the loan term. Before a approving a loan application from a small business, a lender is likely to factor the following metrics in order to ascertain the business’s creditworthiness.

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4 Possibilities Why Your Mental Illness Claim Was Denied

People with mental illness will often make claims for disability but these are sometimes denied. The problem with mental illness is that it is considered ‘invisible’. You can look at someone and not know that they have a problem with mental illness.

However, you can see someone wearing a prosthesis, or someone in a wheelchair with one leg missing below the knee. Depression, anxiety disorders, PTSD, agoraphobia and bipolar are some of the mental illnesses that are all too real. You cannot fully understand it unless you have it or if a family member has it. Let’s take a look at some of the reasons why some of these disability claims are denied.

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5 Different Types of Automatic Pig Feeders

Pigs are voracious eaters. There are a number of pig feeders that will ensure that your swine keep eating and growing. Below are different automatic feeders that should keep your pigs munching and grunting.

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5 Organizational Perks of a Document Scanning Service

When it comes to business organization, the simpler and more direct your system is, the better. It increases productivity, makes things easier on everyone involved, and can actually save money when used effectively.

Of course, there are a few ways to improve office organization, but among all of them, one option stands out enough to warrant a serious consideration. Naturally, I am referring to document scanning. A document scanning service can be used to accomplish this new organization, but what are some good reasons as to why you should use one? Well, in the words below, you will find five good reasons to use a document scanning service.

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5 Different Types of Cabinet Air Conditioners

Cabinet air conditioners are ideally suited for regulating temperatures in small enclosures. As modern gadgets get smaller and smaller, the need for small storage enclosures has also necessitated the availability of air conditioners so as to regulate the temperatures in those enclosures.

This is especially crucial when storing electronics that need to be protected from too much heat or packaging food items that need to be stored in certain controlled temperatures. Cabinet air conditioners cool and circulate clean air inside the enclosures while at the same time ensuring that the enclosures are protected from contaminants such as oil, dirt, and dust.

There are a number of cabinet air conditioners that are ideally suited to small enclosures. These include:

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9 Reasons Why Real Estate Agents Need A Website

The real estate industry is very cutthroat, meaning there are virtually thousands of realtors in every city trying to win over the same clients. Those who are successful, network, build their brand, attract clients, get referred and sell property. Continue Reading

5 Benefits of Managing Your Debt Collection Professionally

Imagine a world where everyone is trustworthy, one where you can rely on people to pay what they owe honestly. A world where you always get your business always gets its fair share when it’s due. Well, unfortunately, that is not the world that we live in. Instead, we live in a time where not every customer or client will be truthful or fair, and that isn’t a great thought to have.

However, it’s a necessary consideration to take whenever a transaction takes place. This is why debt collection agencies exist, to help legal businesses get what is owed to them. What exactly are some good benefits of hiring a debt collection agency, though? Below, you will find five great reasons as to why your business should work with a debt collection agency.

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5 Methods to Extend the Life of Your Restaurant Equipment

A restaurant needs a few things to survive. A good staff, clever management, and equipment that is both reliable and effective. Of course, it is not always easy to keep great equipment around when you do find it. This can put a restaurant in a tight space, especially if a piece of equipment flat lines during a very big service rush. Luckily, there are quite a few ways to extend the life of your equipment! Continue Reading

5 Mistakes Immigrants Make When Writing A Canadian Style Resume

Writing a Canadian style resume can be a challenge for a lot of newcomers, many need to make a lot of big changes to how they approach their job search after landing in Canada.

There will be lots of people out there telling you what you need to put into your resume, lots of tips and tricks and 7 steps to writing the perfect resume, but few will focus on what NOT to include. Hiring managers in Canada see hundreds if not thousands of resumes each year, not only does yours need to stand out from the rest, it also needs to steer clear of these common missteps.

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4 Ways to Rebuild Your Finances After Bankruptcy

Bankruptcy doesn’t have to be as scary as it sounds. While it’s true that bankruptcy is a low point for your finances, it also gives you the opportunity to start rebuilding your credit. Taking the right steps will lead with you ending up better than you were before.

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